Low-Hanging Apples

I had a fortune cookie once that said: "Reach for the high apples, you can get the low ones anytime."

How interesting. But most of us - myself included - don't do that too frequently. We like immediate gratification. How much can we check off the 'to do' list. What results can we see now.

Am I settling too much in life? Is this something I need to work on? Am I filling up my time with the "low apples"? What can I strive for that is just a little beyond my reach?

Or is it just one more thing to add to the 'to do' list.